AL Stepping Up To Fight Fraud

The state of Alabama has really stepped up its efforts to try and deal with criminals who commit car insurance fraud. Car insurance fraud is very serious because it basically is when criminals dupe car insurance companies out of money.
In most cases, the accidents are staged weeks in advance. The criminals work in crime rings to be able to manipulate the situation. For example, a person might tailgate someone and then have them stop suddenly. This would end up causing a minor accident to happen. Then, the driver would exchange information with the criminal and then he or she would file a car insurance claim.
The criminal would then most likely claim that they had a whiplash or other orthopedic injury that they need treatment for. Then, he or she would work with medical clinics or care centers to have them fraudulently bill the car insurance company and then collect the profits once the clinic receives a payment.
Now, the state is making insurance fraud a felony offense. This is an important step to dealing with this type of criminal offense. Car insurance companies will also need to file reports related to possible insurance fraud. The Insurance Fraud Unit will also be playing a much larger role in trying to uncover fraud.
Now, members of the fraud unit will be able to have access to police investigators. This will allow them to conduct undercover stings to gather intelligence on those individuals who are commit car insurance fraud. This is very important because crime rings often move from place to place so that they can continue to bilk car insurers out of as much money as possible.
It can be hard to be able to uncover all of the persons who are involved in a car insurance fraud ring. There are often regular everyday people, doctors, nurses, medical professionals, receptionists, and in some cases even insurance company employees who are participating. Many crime rings have been able to fraudulently obtain hundreds of thousands of dollars just by staging car accidents and not getting caught.
Car insurance companies need to take on more responsibility when it comes to combatting this type of crime. Many criminals are able to establish fraud rings because they know the loopholes to exploit. Many insurance claims adjusters do not raise any red flags on cases where fraud may be very evident.
For example, if a person has been involved in multiple fender benders and has given a fake name or address then the matter needs to be investigated further. Many criminals use aliases, and do not stick around to file police reports so if drivers and claims adjusters can be more vigilant then it can save Alabama drivers a lot of money on their premiums.