Smart advice for smarter coverage - Page 14

It is important for drivers to understand the terminology that is in their car insurance policy. It can be confusing to learn all of the terms so let us explain several of them so that you can get a firm grip on how to handle your policy. The first term is surcharge. Many people incur […]

It is important to know the rules regarding car insurance coverage if you ever need to borrow a car. Sometimes, people have to borrow a car from a friend or family member for a few days or a week because of a car repair or other issue. One man wanted to borrow his brother’s car […]

While car insurance is supposed to cover you from unexpected events and serve as a safety net, sometimes it can leave you hanging. You may have less coverage then you think due to limitations of coverage and exclusions that you overlooked in the fine print. There can be a wide variance in what exactly is […]

The weather is going to change soon because it is now officially the season of fall. It is important for drivers to make sure that their cars are in good working order because being stuck in the cold can be a huge hassle to deal with. It is essential to refill your windshield wiper fluid, […]

Everyone has a bad day every now and then. It becomes even worse though when you make a mistake that is very hardtop rectify. One woman learned the hard way that even the simple action of gassing up her car could yield her a very bad day. The woman unfortunately drove off with a gas […]

Car insurance fraud is becoming more and more common which is a huge problem in today’s day and age. Some criminals try to stage accidents which is allegedly what one Texas man recently did. The story that the man gave three years ago was that he had crashed his very expensive Bugatti car because he […]

Some drivers have to face the harsh reality of car insurance claim rejections. One of the worst things that can happen to a driver behind the wheel of a car besides an accident is a car theft. Every minute a car is stolen in the United States and sadly some of the time the car […]

Drivers who are under the age of 25 can be more expensive to insure in both the United States and the United Kingdom. The UK is now deciding on whether or not they should implement new rules for younger drivers. The statistics paint a very bleak picture. Younger drivers are 300% more likely to be […]

If you’ve ever fantasized about unleashing your inner superhero, now’s your chance to do it – behind the wheel, that is.  Kia Motors and comic book giant DC Entertainment have teamed up to make eight vehicles based on the superhero characters in the Justice League.  Even better, the net profits from the cars’ sales will […]

The Insurance Institute for Highway Safety (IIHS) recently announced that four new vehicles have been awarded their Top Safety Pick ratings for the year. These new or redesigned models, recently introduced to the public managed to snag the top crash-test rating. The top tier ranking means that the vehicle performed exceptionally well in test crashes […]

In today’s economy, many people are trying to find the best and most convenient ways to save money on their car insurance coverage. Many car insurance companies are offering usage based discounts to drivers but there is a small catch involved. In order to qualify for a discount of about 15 to 20 percent, a […]

Election Day is in about one month and California drivers will have to decide whether or not they want Proposition 33 to be passed. This would make drastic changes to the ways that car insurance companies can calculate their insurance premium rates. Each driver has a car insurance history and this proposition if it were […]

It is important for drivers to know what things will make their car insurance premiums go up. A lot of people make decisions and then do not understand why their car insurance premiums are much higher than they were six months ago. Here are several ways that you could be causing your car insurance premiums […]

Every driver who is over the age of 18 has a credit score. Now by law, most of the 50 states allow for car insurance companies to use a driver’s credit score when they are underwriting an insurance policy. It is important for all drivers to understand how car insurance companies utilize their credit score. […]

Insurance coverage for a classic or antique car is not as hard to get and expensive as one would think. Even an exotic Lamborghini’s insurance isn’t as relatively high as its price tag. Modified but street legal automobiles can also be covered with some limitations. A classic car is defined as typically a car 20-24 […]

If you thought electric motorcycles were only capable of putt-putting around town like scooters, BRD aims to put that notion permanently to rest.  The San Francisco company says their all-electric racing motorcycles outperform their gasoline powered rivals in motorcross competitions.  BRD’s high-speed bike, called the RedShift SM, is a performance monster that goes far beyond […]

Many people have to travel out of state so they have to rent vehicles so that they can get around. Most people are familiar with the conversation at the car rental desk with the representative where they ask if you would like to purchase rental insurance coverage. Most drivers think that this type of insurance […]

Person-to-person car sharing is a concept that’s become increasingly popular in large metro areas. On the surface, it seems like a great idea for car owners whose vehicles are sitting unused most of the time to rent them out to people whose occasional need for a car doesn’t justify owning one.  The car owner makes […]

In a bad economy, drivers want to be able to pinch those pennies so that they can be able to stay afloat and meet their state’s required liability laws. Car insurance savings are important for drivers to focus on. Here are some great ways to stretch those dollars in this up and down economy. The […]

Many of the southern states struggle with the fact that thousands of their drivers break the law and drive while they are uninsured. Alabama has decided that it has no other choice but to try to find a way to deal with the uninsured drivers in their state and now they are cracking down on […]

You always use your turn signals, keep to the speed limit and have not had a car accident in years but your insurance company still won’t give you their best rate. Why not? While you are always safe on the road you may not have been as careful when it comes to your financial life. […]

A recent study from research firm GFK Automotive found that Americans who are intending to buy a car in the next year are considering small cars in bigger numbers than ever before. According to the survey, Generations X and Y make up the majority of people considering a new car in the near future. A […]

It can be hard to be a parent in today’s society. We live in a time where kids grow up so fast and they develop their own personalities. One problem many parents of teens is that they often think that they are adults when they really still have the minds and maturity levels of children. […]

Making a car insurance policy purchase is a big decision that every driver has to make. Many people on the road today are student drivers. Student drivers are the most expensive drivers on the road today to insure. Most students do not make a lot of money so a majority of car insurance companies offer […]