Smart advice for smarter coverage - Page 15

You are driving cautiously, you signal, you obey traffic signs, you don’t speed. You get into an accident and it still may be your fault. Many people think they are not the at fault motorist in accidents. Common driving missteps that seem harmless can make you at fault if it causes an accident, not to […]

By Aaron Crowe Oct. 3 is Walk to School Day, when children who are walking or biking to school are supposed to be safe. Unfortunately, that’s unlikely as drivers sometimes don’t see school-bound children in time. While it’s difficult to determine how many kids are hit in crosswalks while walking to or from school, statistics […]

Every year thousands of drivers get into car accidents. These accidents can be classified into two categories: serious and minor accidents. When a person has collision insurance coverage they will have to decide on an insurance deductible. For example, if you have selected a $1,000 insurance deductible and the damage estimate says $900 then the car […]

Being so close to the United States, Americans frequently travel by automobile to Canada and Mexico. Not only should you be aware of the differences in language, culture, safety and money, make sure you know the basic automobile regulations of the neighbors next door. When driving to Canada make sure you are prepared. Although not […]

Most drivers are confused about how their car insurance rates are set. Each driver will have different insurance premium rates and these rates can differ by company and geographic location.  Some people think that if they have a clean driving record that they will have low car insurance rates no matter what. However, maintaining a […]

The state of Michigan is trying to find a way to effectively deal with the crime of car insurance fraud. According to the latest estimates, the state losses more than three billion dollars each year because of fraudulent car insurance claims. This problem has evolved over time and now more needs to be done so […]

It is important for all parents to help their teen drivers get car insurance. It is the middle of September which means that most college students have already returned to their college campuses. Many teens have their own cars but cannot drive them because they cannot park them on student grounds at school. This means […]

Sunday, September 25 saw the electrification of autos in 65 U.S. cities as National Plug In Day gave people from Boston to San Francisco a chance to distance themselves from gas-guzzlers and find out more about the latest wave of electric vehicles.  The events were sponsored by the non-profit organization Plug In America, an advocacy […]

It is not uncommon when involved in an auto accident to experience panic and get confused by everything going on around you. It is sound advice to keep a checklist with you in the unfortunate event you are involved in an auto accident. Familiarize yourself with the list and review it periodically. An accident “do […]

Federal regulators recently announced a yearlong project, which will determine the effectiveness of wireless communication between cars in improving safety on highways and roads. Ray LaHood, Secretary of Transportation announced the program, saying that 3,000 Ann Arbor cars, trucks and buses will be equipped with data recorders and what is basically a Wi-Fi technology allowing […]

The topic of car insurance fraud is one that makes insurance companies frustrated because they feel as though policy holders often try to take advantage of them. Fraud is something that costs policy holders a lot in premium payments. For every fraudulent claim that is filed, money must be removed from the insurance pool not […]

Drivers like to go fast. Some people especially younger teen drivers often engage in street racing which is illegal in all 50 states. If you have been given a ticket for illegal street racing then you will face financial consequences from your car insurance company. For example, a person who was given a ticket for […]

When drivers purchase new vehicles they typically will take out an auto loan for the financing of it. Cars that are financed must have comprehensive and collision coverage on them at all times which can be expensive. Millions of people are currently unemployed and some of them have allowed their car insurance coverage to lapse […]

Ever since there were motorized vehicle conveyances there were drunk drivers. United States laws regarding drunk driving however weren’t enacted until 1910. The law wasn’t very specific; it was intoxication as judged by the arresting officer. As more and more automobiles took to the road, more and more drunk drivers did as well. True laws […]

Car engines have come a long way in the over one hundred years since the invention of the automobile. Actually in the early years electric cars were actually more common than internal gasoline combustion engines. The 1902 Woods Phaeton was a common electric car. Quiet and clean, the electric could actually go 18 miles at […]

Recently federal officials announced they are creating a grant program that would provide funding to states for enforcing distracted driving and texting while driving laws. The grant program will provide $17.5 million in funding. Ray LaHood, the U.S Transportation Secretary called distracted driving a “persistent and growing epidemic” which the National Highway Traffic Safety Administration […]

After years of saving and dreaming you were finally able to buy that classic or exotic car you have always wanted. Whether it is a 66 Mustang or a classic Jaguar, buying a collector car is a big milestone. Now that you finally own the car of your dreams you need to make sure that […]

The United Kingdom may be across the pond from the United States but sadly it has the same exact problem when it comes to drivers who break the law and go uninsured. A new study has found that approximately 1.4 million out of 34 million vehicles in the UK are uninsured right now. Some drivers […]

Car Insurance fraud is one of those crimes that sadly many people commit to make a quick buck. Car insurance companies have been trying for years to figure out how to easily spot fraudulent claims but it is difficult to do so because criminals know how to pull a fast one and get their claims […]

In a push to streamline production and lower the cost of their third-generation Fusion and C-MAX Hybrids, Ford Motors plans to cut the use of rare and expensive metals used in their manufacturing. For people who didn’t know that rare metals were used in their production in the first place, this shift might not mean […]

When leaves turn, temperatures chill and autumn shifts into full gear, it’s time to start readying your car for cold weather.  This is especially important if you live in a climate where Old Man Winter arrives with his entourage of snow, ice and extreme temperatures. Here are some tips to prep your vehicle for cold […]

Crash for cash scams have been plaguing the UK and the United States for years. Many drivers are often unaware that they have been a victim of this type of scheme. Here are some tips to help drivers avoid becoming a victim of a crash for cash scheme. The first tip is to watch the […]

There are many misconceptions that drivers have in regards to car insurance coverage. Hearsay is something that many drivers take seriously when sometimes they are being told fictitious statements. The first misconception is that drivers might not need to buy car rental insurance coverage. If you have comprehensive coverage or collision then the policy typically […]

Car insurance fraud has become a huge problem in the United Kingdom. Car insurance companies are taking the helm so that they can track down criminals who are filing fraudulent insurance claims. Every week almost 2,700 fraudulent claims are uncovered by insurance agents and officials which show that this problem is one that will be […]