Smart advice for smarter coverage - Page 21

In December of 2011, the National Transportation Safety Board advised that there should be a ban on the use of “portable electronic devices” by automobile drivers. This is a relevant suggestion, but is it really one that is going anywhere? How many vehicles do you see on the highways and streets where the driver has […]

What factors are the most important when selecting an automobile to buy? Does the color matter that much, the body style, or the make? Asking any driver the top 10 reasons for buying a car would bring many answers, but most wouldn’t list low insurance premiums as a reason to make the purchase. Still, insurance […]

Many of the bells and whistles supplied with new cars are little more than window dressing and a way to increase the bottom line cost to the consumer. However, some manufacturers are placing more thought into technological advancements for safety and accident reduction. Three of these changes were reviewed and studied by the Highway Loss […]

If you’re in the market for a new car and you want to increase your safety on the road, a recent study from the Highway Loss Data Institute suggests the latest safety devices found in higher end sedans, such as the Mercedes-Benz CL, and SUVs like the Acura MDX, might be good choices. These cars […]

Car accidents happen every day and this is why car accident claims are filed in all 50 states. It is important for drivers to take extra measures to reduce the likelihood that they will be involved in a car accident. One way to do this is to have a crash avoidance system on your vehicle. […]

You can research auto safety ratings till the cows come home, but the bottom line is that the most important factor in auto accident prevention is related to your driving habits. Here are some basic dos and don’ts to improve your chances of arriving safely at your destination every time you get behind the wheel: […]

Many states are now enacting texting while driving bans. Now, the two states of Idaho and West Virginia have finally jumped on the bandwagon and have passed bills on this issue. It is important for all of the 50 states to jump on board because the problem is one that has not gone away. West […]

The United States is a country that has a huge problem with drivers who text while driving. Now Cape Town, South Africa is trying to deal with the same exact problem. Now, there has been a new law proposed in Cape Town which would allow police officers to seize cell phones from people who are […]

July 4th is Independence Day which is a holiday where many teen drivers are out of school and attend barbecues and parties. This time of year can be one where many teens are behind the wheel. A study by AAA has found that the percentage of teens who drive during the summer months increased by […]

The world has changed a lot since the Internet was invented. Car insurance companies have utilized technology a lot and now they are going even a step further. Many car insurance companies now offer low mileage discounts and now they are going to be monitoring their policy holders even more closely. Satellites and other forms […]

Police officers are supposed to protect and serve their communities. It is important for these brave men and women to uphold the law and act morally. In the town of Newark, New Jersey, a police officer is in deep trouble with the law because of his actions. Allegedly, a thirty year old police officer named […]

Many drivers get into minor car accidents and wonder if they are allowed to do their own car repairs if they have the knowledge and abilities to do so. Many car insurance companies will allow accident victims to conduct the necessary repairs on their vehicles themselves. It is important though for policy holders to be […]

It is important for people to understand that adding someone to their vehicle’s title without their consent is a huge mistake to make. Many senior citizens add their kids or grandkids to their vehicle titles so that they can make sure that they can take ownership of the vehicle when they become ill or pass […]

Many people across the United States are trading in their used cars for newer models of vehicles. Some drivers are shocked when they purchase a new vehicle and see their car insurance premiums skyrocket. This is due to the values of the cars. For example, a used car may be worth $4,000 while a newer […]

Many drivers in Florida are angered by the fact that their car insurance rates are still high despite the new legislation that has been passed to try to deal with insurance fraud. Florida is the number one state where car insurance fraud happens so it has been important for politicians to get on board and […]

It is important for younger drivers to know about good student discounts. Now most people think that teen drivers are the only drivers who qualify for this type of car insurance discount but that is not true. Drivers who are under the age of 25 and who attend high school or are classified as a […]

Many parents struggle with the fact that their 16 year old children will become drivers. It is crucial for parents to be as educated as possible about car insurance requirements for teen drivers. The first thing that many parents ask is when they need to add their child to their car insurance policy. The answer […]

Automobile accidents happen every single day in the state of Michigan. The state has a no fault car insurance law which means that regardless of who is determined to be at fault for an accident; the insurance companies still pay for the insurance claims that are filed. The state’s no fault law states that each […]

A new study   that was conducted by the CDC or Center for Disease Control has found that more than 50% of teens have revealed that they send text messages and emails while driving. This is a very dangerous driving habit that teens need to break because it can lead to tragedy.   The issue […]

Many drivers make the mistake of down grading their car insurance policies without doing enough research beforehand. In today’s economy, many drivers have to down grade their policies because their premium rates are too expensive for them to afford.   It is important to weigh the pros and cons before taking the action though. One […]

During the summer months, many drivers decide to go on road trips. A majority of Americans use rental cars when they travel because they do not want to put more miles on their personal vehicle or they want to reduce the likelihood that their vehicle will encounter a mechanical issue.   When a driver goes […]

The weather can be something that can cause drivers to have to file car insurance claims. In 2011, car insurance companies saw that drivers are filing even more weather related claims especially for damage caused by hail. Hail related insurance claims cost car insurance companies almost $800 million dollars last year alone. However, in 2010, […]

It is important for drivers and accident victims to understand that they need to file their car insurance claims as soon as possible. Most car insurance policies have stipulations which state how long a person has to file a claim. If a person exceeds this filing deadline then their car insurance related claim may be […]

Many drivers complain about car insurance premium increases. Every six months, drivers are subject to a renewal of their car insurance policies. At this time, drivers could see their insurance premiums increase, decrease, or stay the same. Here are some tips to help drivers avoid costly car insurance increases. The first tip is to always […]