Smart advice for smarter coverage - Page 22

Car insurance companies have been wrestling with the fact that they have no way to keep track of how their policy holders behave when they are behind the wheel of a car. Now, technology is finally allowing them to have more information about drivers. The approach is fairly straight forward; Ford has something called Sync […]

The economy has made it so that drivers have a hard time choosing the right car insurance policy. Most people first consider the bottom line without taking their best interests into consideration. Being involved in an automobile accident can happen to anyone regardless of their age, gender, race, model of car, or even driving experience. […]

Many people own small businesses today. It is crucial to have the right car insurance policy if you own a business where employees have to drive to different locations. Here are some great tips on choosing the perfect car insurance for your small business.   The first thing to know is that if you put […]

The state of California has been struggling to deal with the number of uninsured drivers that are on the road. According to the latest statistics, there are more than four million drivers on the road who lack car insurance coverage. Even though car insurance coverage is mandated, many residents still break the law to save […]

Every day in the United States, drivers who are uninsured get into automobile accidents. Many people who own uninsured vehicles are unsure about whether or not they can file a claim against someone who hit their vehicle. For example, one woman had her vehicle parked on private property when it was hit by another vehicle. […]

Most teens will be out of school in less than a month. This means that many young drivers will be on the road. Many parents wait until the late spring or summer months to allow them to have their own vehicles. Times are tough and many teens have to work in order to pay for […]

It is a good idea for men and women who own vehicles to know as much about car insurance coverage as they can. Here are some basic facts that drivers in every state should know. The first fact is that the more educated a driver is the more likely they are to have lower car […]

Montana is a state that is moving forward with trying to deal with drivers who do not have valid car insurance coverage. The state has finally completed its verification system. The system will allow police officers to have access to a database that will generate Internet listings showing if a driver is properly insured or […]

Florida has been making strides to deal with making changes to its PIP laws so that they can reduce instances of car insurance fraud. Now the state’s governor, Rick Scott is getting complaints from representatives and other politicians about issues with the reforms that have been implemented thus far. One problem with the new laws […]

Car insurance fraud is something that the state of New Jersey is trying to deal with. The problem in the state involves PIP or personal injury protection fraud. One way that drivers commit this type of fraud is to stage an automobile accident. For example, they will sit and wait and have a driver slam […]

Many states are struggling with finding ways to deter drivers from texting while driving. Many drivers, especially those that are under the age of 25 use their cell phones to text while they operate a motor vehicle.   The state of Alabama has taken action to try to deal with this issue. The governor has […]

Many drivers do not take the task of keeping their driving records clean very seriously. It is important for drivers to limit the number of moving violations that they have on their driving record. In today’s economy, having a pristine driving record can save you hundreds of dollars per year. Drivers who have been ruled […]

New Jersey is known as the “Garden State”. Now the state is going to make changes to its PIP system and these changes will impact the lives of every driver who gets seriously injured in an automobile accident. PIP stands for personal injury protection and it helps accident victims get money for medical care and […]

The gender that a person is will impact their car insurance premiums over their lifetime. Most car insurance companies will charge men about $15,000 more than women for their coverage. This has led many men to believe that car insurance companies have a gender bias in place. The movies have always portrayed men as speed […]

Parents need to make sure that they choose safety over appearance and horsepower when they choose a vehicle for their young driver. One mistake that parents make is that they allow their kids to have too much of a voice when they go car shopping together. The faster a vehicle can travel, the more it […]

Many people view car insurance coverage as a nuisance instead of a necessity like medical insurance coverage. This may be because unless you have been in a serious accident and were uninsured then you may not know just how valuable the coverage is to have. Car insurance coverage is a form of financial protection that […]

There are millions of teen drivers on the road in all of the fifty states. It is important for these drivers to be very cautious because they lack the experience to be able to think quickly on their toes and avoid becoming involved in an automobile accident. When a teen gets their license at around […]

Most people only know the basics about auto insurance coverage. They know that the coverage is mandatory in most states but some drivers still break the law anyway and decide to drive while uninsured. In the United States, there are more than six million accidents each year. This means that most drivers will be involved […]

New York has a real issue with the fact that it has become a hub for auto insurance fraud. The state is one where people are using the no fault insurance law to scam auto insurance companies out of millions of dollars. The current law had a lot of loopholes that were being exploited by […]

Now is the time for drivers to be spending their time on the Internet looking for more competitive auto insurance premium rates. However, a new study that was recently done by J.D. Power and Associates on the trends involving online shopping for car insurance coverage. The auto insurance industry spent nearly six billion dollars last […]

Some people have been known to stoop to committing a crime just to make a quick buck. One issue that is popping up in California is people reporting their cars stolen when they have not been stolen at all. Drivers think that they can just put their car somewhere else or park it in a […]

The aftermath of an automobile accident can be very devastating to victims and their families. Many victims are left disabled or even incapacitated after they have become involved in an accident. Some people think that their auto insurance company will just cover every medical related expenses after they have been injured in an accident but […]

People who commit automobile insurance fraud just never learn their lessons. One problem that has emerged with the bad economy, is that crime rings Contra Costa  County is where the insurance fraud allegedly occurred. There were 20 defendants in all who prosecutors charged with tens of felonies in regard to automobile insurance fraud. Most of […]

Technology has impacted how drivers buy their automobile insurance coverage. Now, drivers can purchase their coverage with the click of a mouse after comparing auto insurance quotes. Many drivers have faced issues with the fact that they have misplaced their printed out proof of insurance card. Now, the state of Louisiana is putting forth a […]