Category archives: News

Who’s Responsible? Negotiating The Maze Of Employee Driving Liability

Published in September 14, 2012 comments closed

Employers whose workers drive on work-related errands are often confused about liability issues.  For instance, if an employee goes to buy office supplies in his own car and takes a detour afterwards to visit a friend and hits a pedestrian, are you liable for damages?  You might be surprised to find out that the answer […]

Drivers Need To Understand How Insurance Points Impact Them Financially

Published in September 13, 2012 comments closed

One issue many drivers face is the fact that they have accrued insurance points. Drivers receive surcharges for insurance related infractions. For example, if you have been involved in a car accident then you will receive insurance points. These points are slightly different than the ones that drivers receive on their driver’s license from the […]

Many Drivers Being Impacted By High Gas And Insurance Costs

Published in September 13, 2012 comments closed

The economy in the United States leaves a lot to be desired for many drivers right now. Many men and women live paycheck to paycheck which means that they need to minimize their car related expenses. One problem many drivers face is the rising cost of gas. Most states charge more than $3.00 per gallon […]

Divorce Can Impact Your Car Insurance Premiums

Published in September 12, 2012 comments closed

Almost half of all marriages in the United States today will end in the couples splitting up and getting divorced. One unforeseen complication for many divorcing couples has to do with their car insurance coverage. Many people who are married to each other own their vehicles together jointly. When a divorce happens, it can be […]

New PIP Law May Lower Car Insurance Premiums In Florida

Published in September 12, 2012 comments closed

Car insurance premiums in Florida could drop by 14 to 24.6 percent thanks to changes in the state’s Personal Injury Protection regulations a recent report predicted. Unfortunately, insurers cautioned consumers that other costs could offset those savings and state regulators warned that overall rates may not decline at all. The intent of the new law […]

First Time Car Insurance Buying Tips For Drivers

Published in September 11, 2012 comments closed

Many first time car insurance buyers are confused when they go to buy car insurance coverage. It is important for these individuals to have some basic advice so that they can make wise insurance purchasing decisions. It is a good idea for younger drivers to have been covered by their parents car insurance coverage before […]

Tennessee Supreme Court Rules Emotional Distress Not Covered Under Uninsured Motorist Coverage

Published in September 11, 2012 comments closed

The Tennessee Supreme court recently ruled that the emotional distress of Jerry and Martha Garrison following the death of their son Michael was not covered under the uninsured motorist part of their State Farm bodily injury coverage. The Supreme Court upheld the District Court of Appeals ruling which declared that Tennessee’s mandatory bodily injury coverage […]

Looking For Low Car Insurance Rates? Avoid Michigan

Published in September 11, 2012 comments closed

If you are hoping to save money on your car insurance, don’t move to Michigan. The 26th state has the most expensive insurance rates in the nation according to a recent survey. Michigan drivers pay the highest percentage of their income towards auto insurance in the country, a whopping 8 percent. Here is a quick […]

More Teen Drivers Relying On Their Parents For The Car Keys

Published in September 10, 2012 comments closed

Being a parent can be a thankless job. With the economy being in a bad way, many teens are unable to get jobs. This means that often parents are the ones to buy their kids their first cars so that they can try to use the car to be able to get to job interviews. […]

Many Delivery Workers Not Properly Insured

Published in September 9, 2012 comments closed

Many small businesses in the fast food industry employ young people to be their delivery drivers. One thing many of these young employees do not understand is that in many cases, they are not covered by any car insurance coverage when they work at their jobs. Most car insurance companies require that these employees purchase […]

Having More Car Insurance Coverage Is The Way To Go

Published in September 8, 2012 comments closed

Most drivers think that just having the minimal coverage on their vehicles will allow them to follow the law and sleep at night. However, having some extra coverage on your vehicle does not have to break the bank and can be a lifesaver if you are involved in a car accident. The first extra is […]

Proposition 33’s Possible Passage Would Cause CA Drivers To Face Higher Insurance Premium Rates

Published in September 7, 2012 comments closed

The mere mention of Proposition 33 evokes emotions from many drivers. This new proposition has had a lot of support from a man named George Joseph who is an insurance executive. The way that the proposition works is that anyone who has allowed their car insurance policy to lapse for a period of more than […]

Automatic License Plate Recognition Software Could Benefit Cities

Published in September 6, 2012 comments closed

One problem that many cities across the globe face is drivers who run red lights. When a driver runs a red light they can cause an accident to take place. This has prompted Windsor, Ontario to install red light cameras so that they can catch the offenders. One problem that many drivers have stated is […]

Study Shows Low To Moderate Income Drivers Pay More For Auto Insurance

Published in September 6, 2012 comments closed

It’s illegal to base insurance rates on a consumer’s income, but it appears that low income drivers are at a disadvantage when it comes to getting a deal on auto coverage.  A report released by the Consumer Federation of America (CFA) says that people in low to moderate-income brackets are paying considerably more for car […]

Usage Based Discounts Gaining Popularity In US

Published in September 5, 2012 comments closed

Every person has different driving habits. Car insurance companies take these habits into account when they determine car insurance premium rates. One new innovative way that car insurance companies are reaching out to drivers to get them to become policy holders are through usage based discounts. For example, if a person only drives a few […]

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